Introduction

• Summary of administrative data for clients between 2018 and 2020.

• Analysis includes loan amounts, assets, and surplus.

• For each country-year, outliers have been removed:

  • We define an outlier as the top 1% in terms of amount.

• Scatter plots correspond to bin scatter plots with 500 bins each.

Changes over time

Average loan amount

Average loan amount by month - Colombia

Average loan amount by month - Panama

Average loan amount by month - Peru

Average loan amount by month - Republica Dominicana

Loan amounts vs frequency

Colombia

Cummulative frequency vs loan amount - Colombia 2018

Cummulative frequency vs loan amount - Colombia 2019

Cummulative frequency vs loan amount - Colombia 2020

Panama

Cummulative frequency vs loan amount - Panama 2018

Cummulative frequency vs loan amount - Panama 2019

Cummulative frequency vs loan amount - Panama 2020

Peru

Cummulative frequency vs loan amount - Peru 2018

Cummulative frequency vs loan amount - Peru 2019

Cummulative frequency vs loan amount - Peru 2020

Dominican Republic

Cummulative frequency vs loan amount - Dominican Republic 2018

Cummulative frequency vs loan amount - Dominican Republic 2019

Cummulative frequency vs loan amount - Dominican Republic 2020

Self-reported measure of success vs admin data

Colombia

Correlation between self-reported sales and admin measures - Colombia

Measure	Correlation
Diff. Loan	0.104
Diff. Assets	-0.071
Diff. Surplus	0.070

Loan 0 amount vs self-reported sales growth - Colombia

Assets 0 amount vs self-reported sales growth - Colombia

Surplus 0 amount vs self-reported sales growth - Colombia

Panama

Correlation between self-reported sales and admin measures - Panama

Measure	Correlation
Diff. Loan	0.062
Diff. Assets	-0.028
Diff. Surplus	-0.120

Loan 0 amount vs self-reported sales growth - Panama

Assets 0 amount vs self-reported sales growth - Panama

Surplus 0 amount vs self-reported sales growth - Panama

Peru

Correlation between self-reported sales and admin measures - Peru

Measure	Correlation
Diff. Loan	0.098
Diff. Assets	0.049
Diff. Surplus	-0.082

Loan 0 amount vs self-reported sales growth - Peru

Assets 0 amount vs self-reported sales growth - Peru

Surplus 0 amount vs self-reported sales growth - Peru

Dominican Republic

Correlation between self-reported sales and admin measures - Dominican Republic

Measure	Correlation
Diff. Loan	0.052
Diff. Assets	0.085
Diff. Surplus	0.066

Loan 0 amount vs self-reported sales growth - Dominican Republic

Assets 0 amount vs self-reported sales growth - Dominican Republic

Surplus 0 amount vs self-reported sales growth - Dominican Republic